Northridge Bankruptcy Attorney

Rebuilding Credit After Bankruptcy

Order a copy of your credit report for Free You are entitled to a free copy of your credit report from all 3 credit reporting agencies once every 12 months. Start by reviewing the information reflected in your credit report. Get a copy of your Free Credit Report from here

Apply for Secured Credit cards to help rebuild your credit after Bankruptcy after your bankruptcy is completed and you recieved a discharge, begin rebuilding your credit by applying and obtaining a secured credit card that reports to credit reporting agencies your transaction history. Secured creddit card require you to deposite funds into an account and you charge against funds that you have with that bank. As you charge and pay off, over time these transactions will begin to rebuild your credit score Offers for Secured Credit cards can be found here. But remember within 6 - 12 months, you will start getting offers for regular credit cards as well.

If you need top buy a car, Bankruptcy Car Loan - Car Loans after Bankruptcy are available. You should review your current finances and your credit scores before thinking of Bankruptcy Car Loan. If one has filed bankruptcy under chapter 7 of bankruptcy, the debtor cannot file for bankruptcy for duration of 8 years. The maximum duration of any car loan is 6 years. Thus, the lender is sure that the buyer of the car cannot resort to bankruptcy. This decreases the risk of lending for the lender. However any Car Loan after Bankruptcy or Auto Finance after Bankruptcy one should be clear about the terms and conditions especially the rate of interest and the monthly payments. You can apply for a loan here

Break the Bankruptcy Taboo

Financial difficulties are a part of life, much like health, happiness and the other ups and downs of life. Seek help, remedy your difficulties, and move forward.

Locations

Schedule an appointment at one of our locations that is most convenient for you.

Kedikian & Kedikian
Glendale Office
1153 North Brand Blvd
Glendale, CA 91202

Tel:(818) 409 8911
Email:
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Kedikian & Kedikian
Los Angeles Office
1055 W 7th St. Suite 650-10
Los Angeles, CA 90017

Tel:(213) 232-1605
Email:
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Kedikian & Kedikian
Arcadia Office
33 East Huntington Drive
Arcadia, CA 91006

Tel:(626) 698-3414
Email:
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Most Recent Post on our Blog

Abandonment

Catalano v. CIR, 279 F.3d 682 (9th Cir. 2002)
An order lifting or modifying the automatic stay by itself does not constitute a defacto abandonment of the property of the estate. Procedures under § 554 must be followed before property is legally abandoned.

Cusano v. Klein, 264 F.3d 936 (9th Cir. 2001)
Listing of prepetition “songrights” in a value of “unknown” “was not so defective that it would forestall a proper investigation of the asset.” Accordingly, the right to post-petition royalties from these assets vested in the debtor upon confirmation of his chapter 11 plan. Unpaid prepetition royalties did not vest in the debtor, because they were subject to a separate listing requirement as causes of action.

In re Adair, 253 B.R. 85 (9th Cir. B.A.P. 2000)
Debtor had no ongoing duty to provide trustee with updated information regarding properly disclosed estate assets. (Case had been closed for 3 years).

In re DeVore, 223 B.R. 193 (9th Cir. B.A.P. 1998)
Order reopening case and withdrawing no-asset report does not negate a technical abandonment.

In re Johnston, 49 F.3d 538 (9th Cir. 1995)
Tax consequences to debtor are irrelevant in determination to abandon

In re Pace, 159 B.R. 890 (9th Cir. B.A.P. 1993), aff’d, 56 F.3d 1170 (9th Cir.1995), op amended and superseded on denial of rehearing 67 F.3d 187 (9th Cir. 1995), aff’d in part, vacated in part, 67 F.3d 187 (9th Cir. 1995)
Unscheduled assets are neither abandoned nor administered under 554(d)

In re Pace, 146 B.R. 562 (9th Cir. B.A.P. 1992)
Abandonment of a promissory note does not equal abandonment of a malpractice action.

In re Pauline, 119 B.R. 727 (9th Cir. B.A.P. 1990)
(abandonment prevents trustee's property-churning conduct)

In re Berg, 45 B.R. 899, 903 (9th Cir. B.A.P. 1984)
(when abandonment occurs)